$435,000
102 ZORATOA Avenue, St. Augustine, FL 32080
Davis Shores
- Price
- $435,000
- Beds / Baths
- 3 / 2
- Living area
- 1,800 sqft
- Year built
- 1948
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 72
- Elementary
- R. B. Hunt
- Middle
- Sebastian
- High school
- St. Augustine
Davis Shores Investment Cottage with Detached ADU -- Steps from the Bridge of Lions. A rare 1948 St. Augustine cottage with the kind of location investors and legacy-minded buyers chase for years. Tucked into Davis Shores just steps from the Bridge of Lions, this dual-living property delivers two separate income streams on one walkable, in-demand lot. The main house is pure old-Florida charm -- original hardwood floors, a bright living space, 2 bedrooms and 1.5 baths, and a screened porch with peeks of the Intracoastal where morning coffee hits different. The private fenced backyard offers room to relax, garden, or entertain after a day at the beach. The detached above-garage ADU was fully renovated in 2023 -- a true 1-bedroom studio with full bath, eat-in continental kitchen, and its own private fenced courtyard. Ideal for a short-term rental, long-term tenant, in-law suite, or guest quarters. Off-street parking serves both units independently. The investment story: Main house has a tenant in place through June. Add the ADU as a short-term rental and you've got a dual-income property in one of Northeast Florida's most rentable zip codes. The location: Walk to Anastasia Island restaurants and local hot spots. Steps from the Bridge of Lions to historic downtown St. Augustine. Minutes to the St. Augustine Amphitheatre, Lighthouse, and the beaches that make this stretch of coast unforgettable. Whether you're building a rental portfolio, looking for a smart 1031 exchange target, or searching for a family cottage that pays for itself between visits -- 102 Zoratoa is the one you hold for generations.
What to check on this one
- Verify flood zone designation and elevation certificate requirement for property.
- Confirm roof age and condition; obtain 4-point inspection for 1948 home.
- Review plumbing materials — cast-iron or polybutylene common in 1948 builds.
- Confirm ADU short-term rental eligibility under St. Johns County / City of St. Augustine zoning.
- Verify current tenant lease terms, rent amount, and move-out date for main house.
- Obtain property appraiser records for any past flood claims or damage history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $348,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 4:04 PM.
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