Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$356,000

12278 GILLESPIE Avenue, Jacksonville, FL 32218, Jacksonville, FL 32218

Azalea Hills

Price
$356,000
Beds / Baths
4 / 2
Living area
1,997 sqft
Year built
2022
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$44/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
136
Elementary
Oceanway
Middle
Oceanway
High school
First Coast

$178/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful KB Home built in 2022 offering 1,997 sq ft of open-concept living in a quiet, tucked-away neighborhood at the end of the street, nestled behind the elementary school, just minutes to River City, shopping, dining, airport & Mayport Naval Station. Features include 9-ft ceilings, vinyl plank flooring in main areas, quartz countertops, tile backsplash, can lighting & wine rack. The kitchen flows seamlessly into the living and dining areas, creating an ideal space for entertaining. Spacious primary suite with garden tub & tile. Ceiling fans throughout. Enjoy a covered lanai overlooking a fully fenced yard, perfect for relaxing, watching wildlife & enjoying a friendly neighborhood vibe where neighbors connect and kids play. Stone front elevation, coach lights, security system, water softener & EV charger install complete this move-in ready home.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm KB Home builder warranty coverage and transferability to new owner.
  • Review HOA documentation and confirm $44/mo covers all mandatory fees.
  • Inspect roof condition and obtain insurance commitment letter (new construction should be insurable).
  • Verify EV charger installation specs and any electrical permits filed.
  • Confirm water softener maintenance plan and equipment ownership/lease terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,847/mo
Property tax (1.1% eff., Duval Co.)$326/mo
Homeowners insurance (est.)$292/mo
HOA$44/mo
All-in monthly (est.)$2,509/mo

Loan $284,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated May 26, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.