Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,634,900

238 PANTANO Drive, St. Augustine, FL 32095

Madeira

Price
$1,634,900
Beds / Baths
3 / 3
Living area
3,139 sqft
Year built
2026
Type
Residential
Lot
0.32 ac
Garage
3
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
125

$521/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 153% above the area's closed prices. Condition and lot vary; that's what a showing is for.

To-be-built AR Homes Bella Vista in Madeira at St. Augustine. This thoughtfully designed home showcases elegant, open-concept living with the exceptional craftsmanship AR Homes is known for. The Bella Vista floor plan offers spacious living areas, a private owner's suite, and well-appointed secondary bedrooms--perfect for both everyday comfort and entertaining. Outdoor living features, including pool, screen enclosure, and outdoor kitchen, are not included. This allows buyers the flexibility to design and add outdoor living options to suit their personal preferences. Buyers will also have the opportunity to select colors and finishes and may customize this plan or choose an alternative floor plan from the AR Homes collection, creating a truly personalized home. Ideally located in the desirable Madeira at St. Augustine, close to historic downtown, beaches, shopping, and dining. Pricing and features subject to change based on final selections.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement with builder.
  • Obtain CDD bond payoff amount and verify annual assessment before closing.
  • Review AR Homes construction timeline, warranty terms, and selection deadline.
  • Verify homeowners insurance availability and cost for new construction in this location.
  • Clarify which outdoor features (pool, screen, kitchen) are builder-included vs. buyer cost.
  • Confirm HOA $142/mo covers what; review Madeira at St. Augustine CC&Rs and rental rules.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,483/mo
Property tax (1.1% eff., St. Johns Co.)$1,499/mo
Homeowners insurance (est.)$954/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$11,245/mo

Loan $1,307,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARCUS ALLEN REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Apr 29, 2026, 4:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.