Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,810

12455 RUSSIAN OLIVE Road, Jacksonville, FL 32218

The Arbors

Price
$359,810
Beds / Baths
4 / 2
Living area
1,862 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
106
Elementary
Garden City
Middle
Highlands
High school
Jean Ribault

The Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You'll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. The private owner's suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath complete with dual sinks for added convenience. Three additional bedrooms provide flexibility.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE
  • Verify CDD bond payoff amount and annual assessment schedule
  • Review builder warranty coverage and transferability to second owner
  • Confirm closing timeline; new construction may have builder-specific requirements
  • Request HOA covenants and confirm $9/mo is only recurring fee

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,867/mo
Property tax (1.1% eff., Duval Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,665/mo

Loan $287,848 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 8:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.