Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$699,000

168 SADDLEBUNCH Court, St. Johns, FL 32259

Rivertown Cove

Price
$699,000
Beds / Baths
4 / 3
Living area
3,036 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
92

LOT 73 - The Rowan's inviting foyer opens into a bright, spacious Great Room filled with natural light from the adjacent lanai. The island kitchen overlooks both the Great Room and dining area, creating an easy, open flow. On the first floor, one flex room has been designed as a dedicated study, while the second flex room offers additional versatility for your preferred layout. The opted-in 12' multi-sliding glass door expands the connection to the covered lanai, enhancing indoor-outdoor living. Upstairs, the luxurious owner's suite features a generous walk-in closet and spa-inspired Super Shower. A large loft at the top of the stairs separates the owner's suite from three additional bedrooms, providing comfort and privacy throughout the second floor. RIVERTOWN is a master-planned community nestled along the pristine shores of the St Johns River. Each amenity is geared toward staying fit, meeting new friends, trying new activities, and having fun in northeast FL's sunshine.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate before closing.
  • Review CDD bond payoff amount and remaining assessment obligations.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Check HOA documents for rental restrictions on flex rooms or short-term use.
  • Inspect multi-sliding glass door frames and lanai structural condition pre-closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,627/mo
Property tax (1.1% eff., St. Johns Co.)$641/mo
Homeowners insurance (est.)$408/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,847/mo

Loan $559,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 5:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.