Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$619,500

54 CHALLEDON Court, St. Johns, FL 32259

Rivertown Cove

Price
$619,500
Beds / Baths
4 / 3
Living area
2,385 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
56

Lot 8 - The Dahlia combines classic Farmhouse charm with a family-friendly, thoughtfully designed layout. Off the foyer, a private wing with two secondary bedrooms provides ideal space for family or guests, while the owner's suite, tucked in the rear corner, offers privacy and comfort. Its spa-inspired bath features a dual vanity for relaxation and everyday ease. At the heart of the home, the open-concept Great Room flows into the dining area and island kitchen, highlighted by a 12' multi-sliding glass door that brings in natural light and opens to the covered lanai. A study in lieu of a flex room provides a quiet retreat, while Bath 3 features a shower in lieu of a tub. A spacious two-car garage completes this home. RiverTown, along the St. Johns River, offers parks, lakes, preserves, and miles of trails for active, connected Northeast Florida living.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for St. Johns River waterfront lot.
  • Verify CDD bond payoff amount and remaining assessment term before closing.
  • Review final 4-point inspection and wind-mitigation report—new construction may still require baseline.
  • Confirm builder warranty terms, transferability, and any outstanding construction liens.
  • Verify homeowner insurance availability and quotes for waterfront property in flood zone.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,214/mo
Property tax (1.1% eff., St. Johns Co.)$568/mo
Homeowners insurance (est.)$361/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,314/mo

Loan $495,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jun 25, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.