Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$693,595

224 HOLLY CREEK Drive, St. Johns, FL 32259

Rivertown Forest

Price
$693,595
Beds / Baths
5 / 5
Living area
3,529 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
126

$197/sqft asking, vs a $222/sqft median across 2,269 closed sales in 32259 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Lot 56 -The Clarendon floorplan is both elegant and spacious, offering abundant room for gathering with family and friends. A first-floor guest suite provides ideal privacy for visiting guests or live-in relatives. Near the entrance, a versatile closed study creates a welcoming sitting area before leading into the open-concept Great Room, dining area, and kitchen. Upstairs, a bright, generous loft adds even more living space. All secondary bedrooms feature walk-in closets, while the luxurious owner's suite includes two. An upstairs laundry room adds everyday convenience for the entire household. Set along the St. Johns River, RiverTown features parks, lakes, preserves, and miles of scenic trails designed for active, connected living in Northeast Florida.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement from St. Johns County.
  • Verify CDD bond payoff amount and remaining assessment term before closing.
  • Request builder's limited warranty details and construction timeline confirmation.
  • Confirm homeowner insurance availability and quote for new construction in area.
  • Verify HOA $4/mo covers what; request full governing documents and rules.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,599/mo
Property tax (1.1% eff., St. Johns Co.)$636/mo
Homeowners insurance (est.)$405/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,811/mo

Loan $554,876 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 7:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.