Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$759,990

2258 PALISADE Point, Middleburg, FL 32068

Jennings Farm

Price
$759,990
Beds / Baths
4 / 4
Living area
3,285 sqft
Year built
2026
Type
Residential
Lot
0.5 ac
Garage
3
HOA
$110/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
127

$231/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the best of waterfront living with this exceptional new construction opportunity in Jennings Farms on the banks of Black Creek. Offering incredible value for deep water access, this brand-new home has a dock permit approved & in hand for easy installation of a future dock without the red tape. Perfect for boating, fishing, or simply enjoying the peaceful creekside setting. Thoughtfully designed, the home features 4bd/4ba +office and a spacious bonus room providing flexibility for both everyday living and entertaining. A 3-car garage adds convenience and ample storage. What truly sets this property apart is the opportunity to make it your own. With time to personalize finishes & design selections, you can tailor details to match your vision & lifestyle. Set within a growing community with attractive amenities, this is your chance to create a custom waterfront retreat without the wait or premium typically associated with new construction on navigable water. Build your dream home on Black Creek & enjoy the value of a new home on the water. Home is to be constructed. Photos 2-25 are representative examples of the builder's craftsmanship and may not reflect the exact home, floorplan, finishes, or features being offered for sale.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirements for Black Creek waterfront.
  • Verify dock permit status, installation timeline, and any HOA/county restrictions on dock use.
  • Review new construction warranty details, builder guarantees, and punch-list inspection process.
  • Confirm HOA $110/mo covers what amenities; request full CC&Rs and rental policy.
  • Get written timeline for construction completion and possession date.
  • Verify homeowners insurance availability and cost for waterfront Black Creek location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,943/mo
Property tax (1.1% eff., Clay Co.)$697/mo
Homeowners insurance (est.)$443/mo
HOA$110/mo
All-in monthly (est.)$5,193/mo

Loan $607,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 4:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.