Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$849,000

1008 BEECH Street, Fernandina Beach, FL 32034

Fernandina Beach

Price
$849,000
Beds / Baths
1 / 1
Living area
994 sqft
Year built
1900
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
127

$854/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 235% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 1008 Beech Street, a rare opportunity to own a versatile property in the heart of beautiful Fernandina Beach located on Amelia Island, recently named the #1 Best Island in the United States three years in a row by Global Traveler magazine.Situated on a .23-acre corner lot, this property offers exceptional flexibility within the Mixed Use-8 zoning district, allowing for a unique blend of residential, office, and commercial possibilities. Based on current density guidelines and land development code, the parcel presents exciting potential for multiple residential unitsan increasingly rare opportunity in such a prime, in-town location.Tucked just off 8th Street, the setting provides a quieter, more residential feel while still placing you in the center of it all. Enjoy being just two blocks from local dining, boutiques, and everyday conveniences, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach.Outdoor living is right at your doorstep, with Central Park less than a block away offering pickleball, tennis courts, playgrounds and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, arts market, and many annual festivals are all within walking distance, along with holiday paradescreating endless opportunities to experience classic small-town Americana.Whether youre looking to develop, invest, create a live-work lifestyle, or establish a larger estate, 1008 Beech Street offers an exceptional combination of location, flexibility, and long-term potential in one of Northeast Floridas most sought-after coastal communities.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone
  • Get structural engineer assessment—126-year-old home needs foundation, framing, subsidence review
  • Verify roof age and condition; confirm insurer will cover pre-1975 construction
  • Inspect for polybutylene plumbing (pre-1995) and cast-iron drain lines; get replacement cost estimates
  • Review Mixed Use-8 zoning code for multi-unit density limits and actual development feasibility
  • Obtain septic and well service records if applicable to Nassau County property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,405/mo
Property tax (1.1% eff., Nassau Co.)$778/mo
Homeowners insurance (est.)$495/mo
All-in monthly (est.)$5,678/mo

Loan $679,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 3:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.