Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$310,000

2946 LONGLEAF RANCH Circle, Middleburg, FL 32068, Middleburg, FL 32068

Longleaf Ranch

Price
$310,000
Beds / Baths
4 / 3
Living area
2,362 sqft
Year built
2005
Type
Residential
Lot
0.5 ac
Garage
2
HOA
$20/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
89
Elementary
Wilkinson
Middle
Wilkinson
High school
Middleburg

ALL OFFERS AND ALL DOCS MUST BE WET SIGNED PER LENDER!!! This 4-bedroom, 2-bathroom home in Longleaf Ranch offers significant potential for an investor or a buyer. Key structural updates include a new roof and porcelain tile flooring installed in 2018. The property requires cosmetic upgrades and landscaping but features a functional floor plan on a spacious half-acre lot. Sold As-Is: Seller provides no warranties; all information and property conditions must be verified by the buyer through a professional inspection. Subject to lender approval. Please note: This file has not yet been approved by the lender. No CDD fees. Easy access to local schools and shopping. See documents section for offer instructions

What to check on this one

  • Verify actual roof age and materials—confirm 2018 install date with permits or contractor documentation.
  • Get pre-approval letter; listing notes lender approval pending and wet-signature requirement.
  • Order professional home inspection immediately—sold as-is, seller provides zero warranties.
  • Confirm flood zone designation with FEMA map and request elevation certificate if in AE/VE.
  • Verify all 2018 renovations (roof, tile) with permits; check for any unpulled permits on file.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,609/mo
Property tax (1.1% eff., Clay Co.)$284/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
All-in monthly (est.)$2,205/mo

Loan $248,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.