Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$418,990

456 APPALACHIAN Trail, St. Johns, FL 32259

Rivertown Forest

Price
$418,990
Beds / Baths
3 / 2
Living area
1,601 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
4

Lot 355 - The Valeria floorplan blends timeless charm with effortless functionality, showcased in a stunning Craftsman elevation with classic Southern curb appeal. Inside, the open-concept layout is designed for comfortable living and easy entertaining. The dining area flows seamlessly into the spacious Great Room, which overlooks a covered lanai--perfect for relaxing evenings or hosting guests. The light-filled kitchen features a walk-in pantry and flush breakfast island, combining style and convenience. Bedrooms two and three are privately located near a shared bath and linen closet, while the owner's suite offers a serene retreat with a spa-inspired bath and expansive walk-in closet. A centrally located laundry room near the foyer and two-car garage adds everyday ease. RiverTown, set along the shores of the St. Johns River, offers parks, lakes, preserves, and miles of scenic trails designed for active, connected living in Northeast Florida.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for St. Johns River proximity.
  • Confirm CDD bond payoff amount and annual assessment schedule before closing.
  • Request builder warranty details and transferability to second owner.
  • Verify HOA $4/mo covers what; confirm no additional mandatory fees or assessments.
  • Check builder's homeowner insurance requirements and approved carrier list.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,174/mo
Property tax (1.1% eff., St. Johns Co.)$384/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,021/mo

Loan $335,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 6:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.