Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$541,000

442 APPALACHIAN Trail, St. Johns, FL 32259

Rivertown Forest

Price
$541,000
Beds / Baths
5 / 3
Living area
2,511 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
38

Lot 357 - The Caspian floorplan blends generous living space with open, welcoming areas perfect for everyday comfort and entertaining. An elegant foyer leads to an open dining area and Great Room with backyard views, while the designer kitchen features a flush breakfast bar and a spacious corner walk-in pantry. A flex room and powder room complete the first floor. Upstairs, a large loft adds versatile living space. The owner's suite includes a private bath with dual-sink vanity and a roomy walk-in closet. Bedrooms 2, 3, and 4 share a full bath and convenient laundry room, with Bedroom 3 offering its own walk-in closet. Set along the St. Johns River, RiverTown features parks, lakes, preserves, and miles of scenic trails for active, connected living in Northeast Florida.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement for St. Johns River proximity.
  • Verify CDD bond payoff amount and projected special assessments beyond $4/mo HOA.
  • Request builder's limited warranty details and timeline for remaining construction defects.
  • Confirm closing timeline and builder financing incentives or rate buydown terms.
  • Review HOA/CDD documents for rental restrictions if future lease considered.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,807/mo
Property tax (1.1% eff., St. Johns Co.)$496/mo
Homeowners insurance (est.)$316/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,790/mo

Loan $432,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jun 4, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.