Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$312,000

223 ELMORE Street, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Borden Place

Price
$312,000
Beds / Baths
2 / 1
Living area
1,384 sqft
Year built
1949
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
127
Elementary
Charles E. Bennett
Middle
Green Cove Springs
High school
Clay

$225/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Cozy 2 bedroom cottage renovated to reflect today's living in Green Cove Springs. Fenced yard. Conveniently located near Spring Park, the GCS Fishing pier on the St. John's River, restaurants and shops. No CDD or HOA! 2026 updates include: Rheem Electric Water Heater, front landscaping, GE kitchen appliances, kitchen and bath updates. 2024 replaced windows to thermal windows in living room, bedrooms, kitchen and bath. Shingle roof done in 2017. Large (10'x18') bonus room plus (10'x6') Utility closet with W/D hookup, (10'x10') shed, and a large screened lanai so you can enjoy Florida living in the heart of Green Cove Springs.

What to check on this one

  • Verify roof condition and insurance eligibility—2017 shingle roof is 9 years old, insurer-acceptable.
  • Obtain 4-point inspection (home built 1949) and wind-mitigation report for insurance quotes.
  • Confirm flood zone designation and whether elevation certificate exists or is needed.
  • Request plumbing-era documentation—1949 build may have cast-iron or polybutylene; verify current system.
  • Walk through all 2024–2026 renovation permits and warranties (windows, roof, water heater, appliances).
  • Confirm utilities available (well/septic or municipal water/sewer) and get service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,619/mo
Property tax (1.1% eff., Clay Co.)$286/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,197/mo

Loan $249,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT MAGNOLIA POINT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.