Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$169,900

106 WATEROAK Road, Satsuma, FL 32189, Satsuma, FL 32189

St Johns River Ests

Price
$169,900
Beds / Baths
3 / 2
Living area
1,512 sqft
Year built
2003
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
127

$112/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 29% below the area's closed prices. This 2003 double wide mobile home is priced below area averages, likely due to its mobile home classification and age relative to site-built comparables in the market.

Peaceful Living in Satsuma! Welcome to this well-maintained 2003 double wide mobile home featuring 3 bedrooms, 2 bathrooms, and 1,512 sq ft of comfortable living space. Nestled in the quiet community of Satsuma, this property offers privacy, convenience, and plenty of room to enjoy the outdoors. Recently connected to city sewer. Completely fenced property. Spacious front and back porches, perfect for relaxing. Large storage shed for tools, toys, or extra storage. Peaceful setting with room to enjoy country-style living. Ideally located with easy access to St. Augustine, DeLand, and the beautiful St. Johns River, perfect for boating, fishing, and all your favorite water activities. Whether you're looking for a primary residence, weekend getaway, or investment opportunity, this property offers a great combination of comfort and location.

What to check on this one

  • Verify flood zone designation with FEMA map; obtain elevation certificate if in AE/VE zone.
  • Request roof inspection report; confirm age and condition given 23-year-old manufactured home.
  • Confirm recent city sewer connection—get permit records and septic system decommissioning documentation.
  • Inspect plumbing for polybutylene or galvanized steel; confirm materials used in recent work.
  • Verify manufactured home title is clear; check for any lien or transfer restrictions.
  • Obtain all permits for fenced property and shed; confirm zoning compliance for Satsuma.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$882/mo
Property tax (1.1% eff., Putnam Co.)$156/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,330/mo

Loan $135,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 3:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.