$270,000
190 LAKE MARGO Drive, Satsuma, FL 32189, Satsuma, FL 32189
Bayou Club
- Price
- $270,000
- Beds / Baths
- 3 / 2
- Living area
- 1,389 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $75/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 129
$194/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Pre-construction opportunity in St. Johns River Estates--build your vision from the ground up. Located just moments from the St. Johns River, this homesite offers a setting where the water naturally becomes part of everyday life. Enjoy private community boat ramp access, with optional boat slips available for just $25/month--an uncommon feature this close to the river. Buyers can personalize finishes, colors, and details while building from a proven plan. Standard specs are designed for durability and efficiency, including 2x6 exterior framing, R-19 insulation, and spray foam at the roofline. Planned features include LP SmartSide siding, metal roof, Low-E windows, fiberglass doors, LVP flooring, tile showers, soft-close cabinetry, and granite countertops. Construction begins after contract, with an estimated build time of 4-6 months. Flexible new construction this close to the river is becoming harder to find.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate before closing.
- Verify HOA $75/mo covers what; request governing docs and CC&Rs.
- Review builder's warranty, construction timeline, and allowable design changes in writing.
- Confirm metal roof meets Putnam County wind/insurance standards; get specs.
- Request lot survey, utility availability letter, and septic/well feasibility from builder.
- Clarify boat ramp access rights and $25/mo slip terms in HOA docs.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $216,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Apr 27, 2026, 3:01 PM.
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