Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$385,000

3124 ANGORA BAY Drive, Middleburg, FL 32068, Middleburg, FL 32068

Angora Bay

Price
$385,000
Beds / Baths
3 / 3
Living area
2,749 sqft
Year built
2016
Type
Residential
Lot
Garage
2
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
130
Elementary
Rideout
Middle
Lake Asbury
High school
Ridgeview

$140/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 23% below the area's closed prices. This home is priced 22.5% below recent closed sales in the area, likely reflecting its 129 days on market; ask the listing agent for specific condition details or updates.

Welcome to 3124 Angora Bay Drive in Middleburg -- a beautifully maintained home nestled in a quiet, family-friendly community with top-rated Clay County schools. This spacious property offers the perfect blend of comfort and functionality, featuring an open-concept layout ideal for both everyday living and entertaining. The bright and airy kitchen flows seamlessly into the main living area, complete with ample counter space, modern appliances, and a large island perfect for gatherings. The primary suite provides a private retreat with a generous bedroom, walk-in closet, and an en-suite bathroom designed for relaxation. Additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy a fully fenced backyard -- perfect for pets, play, or weekend barbecues. Whether you're hosting friends or enjoying a quiet evening, this outdoor space delivers. Located just minutes from shopping, dining, NAS Jacksonville, and major highways. This one wont last long!!

What to check on this one

  • Verify roof age and get inspection; 2016 build means potential insurance renewability issues soon
  • Confirm flood zone designation—check FEMA map; unknown status requires immediate clarification
  • Pull HOA docs; verify $25/mo covers what and confirm no rental restrictions
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) for lender requirement
  • Confirm property survey exists; verify no easements or boundary disputes

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,998/mo
Property tax (1.1% eff., Clay Co.)$353/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$2,668/mo

Loan $308,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 12:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.