$635,000
160 SPINNER Drive, Ponte Vedra, FL 32081
Settlers Landing
- Price
- $635,000
- Beds / Baths
- 4 / 3
- Living area
- 2,237 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 2
- HOA
- $58/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 128
- Elementary
- Pine Island Academy
- Middle
- Pine Island Academy
- High school
- Allen D. Nease
$284/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Escape to Nocatee in this dreamy home where effortless luxury meets laid-back coastal living. Located in the neighborhood of Settlers Landing, this gem is nestled in the back near the children's park and fishing pond. Step inside to discover the Hernando floor plan built by Providence Homes with a light-filled space and soaring ceilings. This beautifully designed home blends timeless architecture with modern upgrades featuring granite countertops, wood-look tile floors, soft-close cabinets in the kitchen, gourmet kitchen cooktop, stainless-steel appliances, a spacious island perfect for gathering, custom cabinetry in the laundry room, water-softener, driveway pavers, screened-in patio, plumbed for outdoor kitchen, top-rated schools, golf cart/biking path to Pine Island Academy, and much more!
What to check on this one
- Verify CDD bond payoff amount and remaining assessment term with developer.
- Request HOA docs: CC&Rs, current reserve study, rental restrictions for Settlers Landing.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Review builder warranty coverage remaining on 2022 construction and appliances.
- Inspect water-softener maintenance records and ask about service contract terms.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $508,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 7:26 PM.
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