$330,000
3971 WHITE PELICAN Way, Middleburg, FL 32068
Two Creeks
- Price
- $330,000
- Beds / Baths
- 4 / 2
- Living area
- 1,822 sqft
- Year built
- 2013
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $7/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 116
Welcome to this beautifully maintained 4-bedroom, 2-bath one-story home in the desirable Two Creeks community. Featuring tile flooring in the main areas, brand new carpet in the bedrooms, and fresh interior paint, this home offers a clean, modern feel. The kitchen includes stainless steel appliances, granite countertops, and opens to a spacious living area--perfect for everyday living and entertaining. Enjoy relaxing on the screened lanai overlooking a peaceful pond view. Community amenities include a pool, playground, sports field, and fitness center. Priced to sell, this move-in-ready home is a phenomenal opportunity in a great family-friendly neighborhood.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if AE/VE zone.
- Confirm CDD bond payoff amount and remaining assessment obligations.
- Request 4-point inspection report; roof installed 2013, verify insurer acceptance.
- Obtain Two Creeks HOA governing docs, bylaws, and current reserve study.
- Confirm waterfront easement/deed restrictions and pond maintenance responsibility.
- Verify plumbing material and HVAC age; request service records if available.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $264,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NAVY TO NAVY HOMES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 10:15 PM.
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