Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,490,000

216 FIFTH Street, St. Augustine, FL 32084

North Beach

Price
$1,490,000
Beds / Baths
5 / 4
Living area
3,154 sqft
Year built
2004
Type
Residential
Lot
0.22 ac
Garage
3
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
133
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$472/sqft asking, vs a $214/sqft median across 1,001 closed sales in 32084 over the last 12 months — 121% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This custom three-story residence sits on a private 100x100 lot just a short stroll from the beach, offering a level of space, flexibility, and craftsmanship that is rarely found in Vilano Beach. Set within a uniquely desirable neighborhood with no HOA, the location delivers true coastal living with one-block access to both the Atlantic Ocean to the east and the Intracoastal Waterway to the west. From the moment you arrive, wide wraparound porches, paddle fans, mature trees, extensive paver work, and new privacy fencing create a setting that feels relaxed, private, and secure. The ground level is anchored by an expansive 1,373-square-foot, 3 car garage designed with function in mind, featuring ample room for vehicles, fishing gear, boat, storage, and a custom California Closets workbench wall, along with a fully separate in-law suite with its own private entrance and thoughtfully designed kitchenette. Whether used for multi-generational living, long-term guests, or additional income, this is real, usable flexibility. The main living level is where the home truly comes to life. A chef's kitchen equipped with stainless steel appliances, a six-burner range, dual ovens, custom cabinetry, and a large pantry flows seamlessly into the living and dining areas, creating a space that works well for everyday living and entertaining. Brazilian cherry hardwood floors run throughout, adding warmth and character, while a beautifully built fireplace with an electric insert creates a natural focal point. A formal dining room sits just off the kitchen, and the primary suite offers a true retreat with a custom California Closets walk-in, a cast iron soaking tub, travertine floors, a glass-enclosed rain shower, and multiple access points to the surrounding porches where coastal breezes move effortlessly through the home. The third floor adds three additional bedrooms and a full bathroom, providing ample room for family and guests. A whole house generator with its own in-ground tank adds peace of mind, while the oversized lot continues to deliver privacy and ample parking, a rarity in this area. An exterior elevator lift adds everyday convenience. Located just minutes from Cap's on the Water, Aunt Kate's, Reefs, and Lynda's at the Ocean Club, this home is also near Publix and just around the corner from the beach. Offered fully furnished, it presents a seamless move-in-ready opportunity. This is a property that delivers space, lifestyle, and flexibility in one of Vilano Beach's most sought-after settings.

What to check on this one

  • Verify roof age and current condition; obtain inspection report for insurance eligibility.
  • Pull flood zone designation and elevation certificate for this Vilano Beach location.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) given 22-year-old construction.
  • Confirm septic system service records and most recent pump-out date.
  • Verify in-law suite compliance with St. Johns County zoning and rental regulations.
  • Review title for any easements or restrictions affecting beach/waterway access.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,731/mo
Property tax (1.1% eff., St. Johns Co.)$1,366/mo
Homeowners insurance (est.)$869/mo
All-in monthly (est.)$9,966/mo

Loan $1,192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE NEWCOMER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 3:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.