Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

0 S S 13TH Street, Fernandina Beach, FL 32034

Fernandina Beach

Price
$250,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
129
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

** Oversized = Outstanding Opportunity ** Unimproved lot is 80 x 100 and ready for your dream home. Centrally located on Amelia Island, lot provides great access to Centre Street dining and entertainment, all the many parks and water access points, and of course, the beaches about 2.0 miles away.

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement from Nassau County.
  • Verify zoning code—permitted uses, setbacks, lot coverage limits for your planned build.
  • Check utilities availability: water, sewer, electric, natural gas lines to lot.
  • Obtain Nassau County site plan requirements and permitting timeline for construction.
  • Review deed restrictions, covenants, or easements affecting the 0.19-acre parcel.
  • Confirm no CDD or HOA; verify no future assessments or improvement districts planned.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Nassau Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PINEYWOODS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Apr 26, 2026, 7:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.