$720,000
404 FOURTEENTH Street, St. Augustine, FL 32084, St. Augustine, FL 32084
North Beach
- Price
- $720,000
- Beds / Baths
- 3 / 3
- Living area
- 1,753 sqft
- Year built
- 1995
- Type
- Residential
- Lot
- 0.28 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 139
- Elementary
- Ketterlinus
- Middle
- Sebastian
- High school
- St. Augustine
Turnkey living in the heart of Vilano Beach on an oversized corner lot at Palm Street and Fourteenth Street, this well designed coastal home blends lifestyle, location, and versatility in a way that is hard to find. Offering just over 1,700 square feet, the layout features three spacious bedrooms, two and a half bathrooms, and two separate living areas that provide flexibility for everyday living, entertaining, or hosting guests. The open concept kitchen, living, and dining areas flow seamlessly together, while soaring ceilings greet you upon entry and create a bright, airy feel that carries throughout the home. Step outside to a screened lanai perfect for morning coffee or unwind in the evening on the open air deck, all overlooking a fully fenced backyard with lush landscaping and room to enjoy the coastal breeze. Positioned within walking distance to both the beach and the Intracoastal Waterway, the home offers easy access to sunrise walks, sunset views, and everything that makes Vilano Beach so desirable. Ride your bike to local favorites like Cap's on the Water and Aunt Kate's, or take a short drive into historic downtown St. Augustine for dining, shopping, and entertainment. Whether you are looking for a primary residence, second home, or an income producing property, this home checks every box with a combination of comfort, convenience, and a lifestyle that truly stands out.
What to check on this one
- Verify actual flood zone designation and obtain elevation certificate for this Vilano Beach location.
- Get roof inspection report; 1995 home may approach insurance underwriting age limits.
- Confirm plumbing material (polybutylene common in 1995—request inspection if present).
- Pull 4-point inspection and wind-mitigation report for insurance quotes.
- Verify short-term rental eligibility with St. Johns County before purchase.
- Review title for any easements affecting corner lot access or use.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $576,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of THE NEWCOMER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 2:07 PM.
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