$280,000

96023 COTTAGE Court 1202, Fernandina Beach, FL 32034

Cottages at Stoney Creek

Price

$280,000

Beds / Baths

3 / 3

Living area

1,477 sqft

Year built

2008

Type

Condo

Lot

—

Garage

1

HOA

$385/mo

CDD

No

Flood zone

Unknown

County

Nassau

Days on market

129

$190/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 53% below the area's closed prices. New roof and HVAC system installed in 2025; priced at $190 per square foot versus $405 area average, suggesting either smaller lot, lower finishes, or market conditions.

Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy. The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.