$389,900
1601 NECTARINE Street B2, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
The Palms At Amelia
- Price
- $389,900
- Beds / Baths
- 3 / 2
- Living area
- 1,193 sqft
- Year built
- 1999
- Type
- Condo
- Lot
- 4.61 ac
- Garage
- 0
- HOA
- $478/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 167
Exceptional 3-bedroom, 2-bathroom ground-floor condo in a gated island community just 5 minutes to the beach, grocery stores, and historic downtown Fernandina Beach. This updated first floor 3 bedroom residence offers the ideal blend of space, convenience, and low-maintenance living. The expanded kitchen features quartzite countertops, soft-close cabinetry, and generous storage. Luxury vinyl plank flooring runs throughout the main living areas for a clean, durable finish. Both bathrooms were remodeled in 2023 with modern, tasteful updates. Major system improvements provide peace of mind, including new windows (2018), new roofs throughout the community (2018), a new hot water heater (2022), and a brand-new HVAC system (2024). Enjoy the heated community pool and grilling cabana just steps from your door. Public beach access is approximately 1.5 miles away, with the shops and dining of downtown just two miles away. Whether as a primary residence, second home, or investment property, this
What to check on this one
- Verify condo milestone inspection (SIRS) report status and reserve funding
- Confirm flood zone designation and obtain elevation certificate if AE/VE
- Request HOA financial statements, rental restrictions, and special assessments
- Review 2018 roof certification and 2024 HVAC warranty documentation
- Inspect plumbing material (polybutylene risk if pre-1995 original)
- Confirm new windows/HVAC/water heater warranties transfer to buyer
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 7:30 PM.
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