Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,195,000

4240 MYRTLE Street, St. Augustine, FL 32084, St. Augustine, FL 32084

North Beach

Price
$1,195,000
Beds / Baths
3 / 3
Living area
2,040 sqft
Year built
1993
Type
Residential
Lot
0.25 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
138
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$586/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 178% above the area's closed prices. Condition and lot vary; that's what a showing is for.

4240 Myrtle Street is a fully renovated, turnkey pool home set on a rare quarter-acre corner lot in the heart of Vilano Beach, delivering a high-level blend of character, functionality, and modern upgrades in one of the most sought-after coastal pockets in the area. This 3-bedroom, 2.5-bathroom home has been thoughtfully reworked from top to bottom, creating a true move-in-ready opportunity that lives just as well as a primary residence as it does a second home or income-producing property. From the moment you walk in, the home opens to pool views with a layout that flows effortlessly between the kitchen, living, and dining areas, giving it a natural, open feel ideal for both everyday living and entertaining. The first floor is anchored by authentic Mexican Saltillo terracotta tile flooring that brings warmth and character, paired with a clean, updated kitchen featuring tall cabinetry, granite countertops, and refined finishes. A dedicated dining space and additional sitting area add flexibility, while natural light carries throughout the home. Upstairs, hardwood oak flooring continues along with a fully remodeled Jack-and-Jill bathroom, a renovated half bath, and a spacious primary suite with its own fully updated en suite bath. The work here goes beyond the surface. Major improvements include replumbing, updated electrical, a new water heater, interior paint, resurfaced exterior areas, a serviced and functional chimney with a new cap, and extensive interior finish work, giving the next owner confidence in both the look and the long-term integrity of the home. The outdoor space is dialed in for low-maintenance, year-round use, with a fully fenced backyard featuring an 8-foot privacy fence, a newly built pool and spa with upgraded equipment, heating, lighting, and automation, along with turf and hardscape improvements that make the entire space usable and private. The mature oak tree adds scale and character that is hard to recreate. Location is truly what separates this property. Positioned just steps from the Intracoastal Waterway and a short walk to the beach, this is one of the few areas where you can realistically enjoy both sunrise and sunset access within minutes, all while being close to local staples like Cap's On the Water. Large corner lots, fully renovated homes, and new pool builds rarely come together at this level in Vilano Beach, especially in a walkable location like this. If you have been waiting for a clean, move-in-ready property that offers both lifestyle and long-term value, this is the one to pay attention to.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Vilano Beach area.
  • Confirm roof age and material; obtain insurance quote given 1993 build year.
  • Review pool equipment age, warranty, and annual maintenance costs.
  • Inspect plumbing for polybutylene or cast-iron; get licensed plumber assessment.
  • Pull 4-point and wind-mitigation inspection reports prior to purchase.
  • Verify no CDD obligations or future assessments on property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,201/mo
Property tax (1.1% eff., St. Johns Co.)$1,095/mo
Homeowners insurance (est.)$697/mo
All-in monthly (est.)$7,993/mo

Loan $956,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE NEWCOMER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 3:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.