Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$799,999

45 LAKE JULIA Drive S, Ponte Vedra Beach, FL 32082

Sawgrass Country Club

Price
$799,999
Beds / Baths
3 / 3
Living area
1,883 sqft
Year built
1974
Type
Townhouse
Lot
0.06 ac
Garage
2
HOA
$198/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
129
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$425/sqft asking, vs a $306/sqft median across 17 closed sales in 32082 over the last 12 months — 39% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BEST DEAL IN SAWGRASS- priced to SELL!! Make your own improvements at this price! Welcome to easy, low-maintenance living in Sawgrass Country Club. This exceptional 3-bedroom, 3-bath Harbor Villa townhome blends comfort & modern living, featuring a private screened pool w/ peaceful golf course view, a rare offering in this sought-after community. Thoughtful 2026 updates include a brand-NEW ROOF, NEW water heater, & stylish light fixtures, adding both value & peace of mind. The kitchen w/ custom maple cabinetry flows effortlessly into open dining and living spaces, all oriented toward the outdoor setting. The main-level bedroom provides flexibility for guests or a home office, while upstairs, the primary suite & an additional bedroom create a private retreat. An oversized 2-car garage, charming courtyard entry, and durable Hardie board siding (2019) add to the home's appeal. Just a short stroll to community amenities & beach access, this exclusive enclave also allows short-term rentals with no rental restrictions! HOA covers lawn care & irrigation

What to check on this one

  • Verify flood zone designation and elevation certificate for property
  • Confirm roof install date (2026 claim) and get warranty documentation
  • Request full HOA docs: amenities, reserve study, rental policy details
  • Obtain water heater warranty and 2019 Hardie board siding invoice
  • Clarify short-term rental approval process and any restrictions in writing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,151/mo
Property tax (1.1% eff., St. Johns Co.)$733/mo
Homeowners insurance (est.)$467/mo
HOA$198/mo
All-in monthly (est.)$5,549/mo

Loan $639,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.