$109,000
1645 W 20TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209
Grand Boulevard
- Price
- $109,000
- Beds / Baths
- 3 / 1
- Living area
- 1,328 sqft
- Year built
- 1960
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 130
$82/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 25% below the area's closed prices. Home is priced 24% below the area average; remarks highlight condition and features but don't explain the discount—ask the listing agent why.
This is a MUST SEE, all brick home, central heat and air, 3 bedrooms, 1 bath. Enjoy a large lot for entertaining including a covered 2 car, carport.
What to check on this one
- Verify roof age and get 4-point inspection quote; insurers often deny coverage past 20 years.
- Confirm actual flood zone via FEMA map—listing shows 'unknown'; affects insurance and resale.
- Order elevation certificate if in AE/VE flood zone; required for lender and insurance.
- Check plumbing material (polybutylene/cast-iron common in 1960 builds); replacement costs substantial.
- Hire licensed home inspector; 66-year-old single-family needs mechanical, structural, and systems review.
- Verify septic or municipal sewer connection and service history if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $87,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JAMES DANIELS REALTY INC. Data via realMLS (Northeast Florida MLS), updated Apr 24, 2026, 6:00 PM.
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