$320,000
2982 CHIEF RIDAUGHT Trail, Middleburg, FL 32068
Ridaught Landing
- Price
- $320,000
- Beds / Baths
- 4 / 2
- Living area
- 1,975 sqft
- Year built
- 1994
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $10/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 131
Unbeatable value: 2.75% Assumable Interest rate! Stop your search! This is a rare opportunity to secure a beautifully upgraded home with an EPIC 2.75% interest rate. Perfectly situated on a spacious corner lot, this home blends modern convenience with timeless comfort. Enjoy the durability and elegance of tile flooring throughout the entire home. The open layout is flooded with natural light and features a cozy fireplace, perfect for relaxing evenings. Kitchen boasts stainless steel appliances and is perfect for hosting your family events. The primary suite is a true retreat. Recently remodeled to perfection, it features a spa-inspired ensuite with a deep garden tub-the ultimate spot to soak away the stress of a long day. For your comfort and privacy this home is fully fenced in. Don't miss out on the best financing opportunity in the neighborhood. Schedule your private tour today!
What to check on this one
- Verify flood zone designation—FEMA map for this Clay County address.
- Roof age and condition report—1994 build may need inspection or documentation.
- 4-point inspection required; confirm insurer will accept 32-year-old home.
- Title search and assumable loan transfer terms—lender approval, rate lock details.
- Septic or municipal sewer verification for Middleburg location.
- Recent renovation permits and scope—ensure kitchen, bath, roof work properly documented.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $256,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 8:41 PM.
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