Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,980

57 SMOKERISE Drive, St. Augustine, FL 32092

Shearwater

Price
$499,980
Beds / Baths
4 / 3
Living area
2,257 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
108
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

MOVE IN READY! Lennar Homes, Sierra II floor plan, 4 Bed, 2.5 Bath, a beautiful study and two car garage. Everything's Included features: Gourmet Kitchen, Quartz kitchen counter tops, cabinets, Gourmet stainless steel appliances (gas range, double ovens, dishwasher, microwave, and refrigerator), ceramic wood tile in all wet areas and extended into the living/dining, study and halls, Quartz vanities, pre-screened lanai and sprinkler system. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. One year builder warranty, dedicated customer service program and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for mortgage/insurance purposes.
  • Confirm CDD bond payoff amount and verify annual assessment trajectory.
  • Review Lennar's one-year warranty coverage limits and builder customer service process.
  • Request property survey and confirm lot lines, easements, setbacks.
  • Obtain HOA/CDD governing documents; verify no rental restrictions if you plan to lease.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,531/mo

Loan $399,984 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.