Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$544,499

135 SMOKERISE Drive, St. Augustine, FL 32092

Shearwater

Price
$544,499
Beds / Baths
4 / 3
Living area
2,257 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
99
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

Move in ready! Lennar Homes, Sierra II floor plan, 4 Bed, 2.5 Bath, a beautiful study and two car garage. Everything's Included features: Gourmet Kitchen, Quartz kitchen counter tops, cabinets, Gourmet stainless steel appliances (gas range, double ovens, dishwasher, microwave, and refrigerator), ceramic wood tile in all wet areas and extended into the living/dining, study and halls, Quartz vanities, pre-screened lanai and sprinkler system. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. One year builder warranty, dedicated customer service program and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm final flood zone designation and get elevation certificate if AE/VE.
  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Review Lennar warranty scope, transferability, and customer service contact details.
  • Obtain final HOA/CDD CC&Rs; confirm $20/mo HOA fee includes what services.
  • Walk property with builder rep to document all included finishes and appliance specs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,825/mo
Property tax (1.1% eff., St. Johns Co.)$499/mo
Homeowners insurance (est.)$318/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,829/mo

Loan $435,599 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 1:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.