Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,900

3087 RUSTIC DEER Way, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$324,900
Beds / Baths
4 / 2
Living area
1,835 sqft
Year built
2023
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
131

$177/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

$10,000 TO BUYER for closing costs or rate buy-down with accepted offer! Like new in the desirable Cross Creek community offering modern style, functional living, and sought-after neighborhood amenities. 1% contribution toward closing with use of preferred lender! Built in 2023, this single-story home features 1,862 square feet of well-designed living space with an open-concept layout ideal for everyday living and entertaining. The split-bedroom floor plan offers privacy and flexibility for families, guests, or a home office. Enjoy the convenience of newer construction, low-maintenance living, and a location close to Fleming Island shopping, dining, and commuter routes. Cross Creek residents enjoy access to resort-style amenities including a clubhouse, pool, splash pad, fitness center, playground, and sports courts, making this home an excellent opportunity for buyers seeking a move-in ready home in Green Cove Springs with community lifestyle per

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment years.
  • Review Cross Creek HOA docs: CC&Rs, amenity rules, rental restrictions.
  • Inspect roof warranty coverage and confirm 2023 build date with builder.
  • Clarify preferred lender requirement for 1% closing contribution.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,451/mo

Loan $259,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 2:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.