Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

9524 GAYNOR Circle, Jacksonville, FL 32219, Jacksonville, FL 32219

Saddle Oaks

Price
$400,000
Beds / Baths
4 / 3
Living area
2,297 sqft
Year built
2024
Type
Residential
Lot
0.26 ac
Garage
3
HOA
$86/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
131
Elementary
Dinsmore
Middle
Highlands
High school
Jean Ribault

$174/sqft asking, vs a $162/sqft median across 1,010 closed sales in 32219 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover modern luxury in the stunning Lennar Tivoli floorplan at Saddle Oaks. Situated on a premium 60 foot homesite, this impeccably designed one story residence offers 2,297 square feet of open concept living. The home features 4 spacious bedrooms and 3 full bathrooms, providing the perfect balance of privacy and comfort. Highlights include a gourmet kitchen flowing seamlessly into an expansive great room, a 3 car garage, and a private screened lanai ideal for enjoying the Florida sunshine. This master-planned community offers an all-inclusive lifestyle with HOA fees covering high speed internet, a resort style swimming pool, a playground, and a fenced dog park. Best of all, there are no CDD fees! Enjoy a prime location with easy access to Downtown Jacksonville, the international airport, and local attractions. Experience the best of Northeast Florida living in a home designed for both relaxation and entertaining. Schedule your tour of this move in ready model today. This home offers easy access to Downtown Jacksonville, the Jacksonville International Airport, and local favorites like the Jacksonville Zoo and Gardens. Experience the best of Northeast Florida living in a community designed for fun and relaxation. Contact us about Preferred Lender Incentives Available.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county.
  • Confirm HOA fee ($86/mo) includes internet, pool, playground, dog park long-term.
  • Review HOA covenants for short-term rental restrictions or caps.
  • Inspect foundation, grading, and drainage around 60-foot premium homesite.
  • Obtain builder warranty documentation and transferability terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$86/mo
All-in monthly (est.)$2,821/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.