Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$455,000

1318 6TH Street S, Jacksonville Beach, FL 32250

Oceanside Park

Price
$455,000
Beds / Baths
2 / 2
Living area
960 sqft
Year built
1940
Type
Residential
Lot
0.06 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
117
Elementary
Jacksonville Beach
Middle
Duncan Fletcher
High school
Duncan Fletcher

Charming 2-bedroom, 2-bathroom beach cottage just a short walk to the ocean, offering the perfect blend of coastal charm and everyday comfort. Enjoy relaxing on the spacious covered front porch, ideal for morning coffee or unwinding in the ocean breeze. Inside, the home features a cozy living area with built-in shelving, recessed lighting, and a warm, inviting atmosphere. The functional layout provides comfortable living spaces, while the second-floor balcony offers a peaceful retreat for enjoying sunrise views or evening stargazing. Step outside to a private, fully fenced backyard complete with an outdoor fireplace--perfect for entertaining or relaxing nights at home. A storage shed provides convenient space for beach gear, bikes, and more. Whether you are looking for a primary residence, vacation home, or investment opportunity, this property offers an ideal coastal lifestyle in a highly desirable location near the beach, dining, and local attractions.

What to check on this one

  • Verify roof age and get 4-point inspection; 1940 home likely needs wind-mitigation report.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Inspect for polybutylene plumbing (pre-1995) and cast-iron drain lines (pre-1975).
  • Review septic system service records; confirm operational status and last pumping.
  • Get pre-purchase inspection on foundation, coastal weathering, and covered porch structural integrity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,361/mo
Property tax (1.1% eff., Duval Co.)$417/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,070/mo

Loan $364,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 1:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.