Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$380,000

850 BRUEN Street, St. Augustine, FL 32084, St. Augustine, FL 32084

St Augustine

Price
$380,000
Beds / Baths
3 / 3
Living area
1,651 sqft
Year built
2020
Type
Residential
Lot
0.13 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
131

$230/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Investor's Dream - Income-Producing Duplex! Attention savvy investors! This cash-flowing duplex currently generates $37,200 annually with reliable long-term tenants already in place--providing immediate, stable income from day one. Even better, the property comes with no rental restrictions, giving you the flexibility to significantly increase revenue through short-term or daily rentals. Whether you choose to hold for steady cash flow or maximize returns with vacation rentals, the upside potential is substantial. Ideally located just minutes from historic downtown St. Augustine, this property offers the perfect blend of prime location, versatility, and strong income potential. Turnkey investment opportunities like this don't last--schedule your showing today!

What to check on this one

  • Verify actual duplex zoning and legal short-term rental eligibility with St. Johns County.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Review current lease terms, tenant history, and income verification with seller.
  • Inspect 2020 roof condition and confirm insurability; get homeowners quote.
  • Pull title and deed for any deed restrictions limiting rental use or frequency.
  • Verify property tax rate split between two units and confirm separate utilities.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,972/mo
Property tax (1.1% eff., St. Johns Co.)$348/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,612/mo

Loan $304,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.