$329,900
1078 PERSIMMON Drive, Middleburg, FL 32068
Pine Ridge
- Price
- $329,900
- Beds / Baths
- 4 / 2
- Living area
- 1,824 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $11/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 89
Light, modern finishes and neutral tones flow throughout this beautifully maintained home. Just minutes from First Coast Expressway for easy commuting. Open-concept floor plan offers split bedrooms for privacy: two bedrooms & full bath up front, a private guest bedroom/office, & serene owners suite tucked with large walk-in closet, ensuite, and peaceful backyard views. The gourmet kitchen is a highlight with custom white cabinetry, quartz counters, & an adjacent dining area overlooking the spacious family room. Enjoy the screened lanai facing nature, a central vacuum system. VA-assumable loan. Key features: Open concept living Gourmet kitchen: quartz counters + custom cabinetry Screened lanai Central vacuum VA-assumable financing available Community amenities: Resort-style pool with slide, zero-entry area, and splash pad Clubhouse, fitness center, playground, basketball & pickleball courts Close to St. Vincents Hospital, top-rated schools, shopping, dining, & more. Available for rent at $2,350 per month (1 year lease).
What to check on this one
- Verify flood zone designation with FEMA map; request elevation certificate if AE/VE.
- Confirm CDD bond payoff amount and remaining assessment timeline.
- Review HOA documents for rental restrictions; verify $2,350/month lease eligibility.
- Obtain roof/HVAC inspection reports; confirm 2019 systems under warranty.
- Request VA loan assumption paperwork and lender approval requirements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $263,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SAVVY AVENUE, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 21, 2026, 10:45 PM.
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