Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$829,000

13030 WHISPERING WINDS Drive, Jacksonville, FL 32256, Jacksonville, FL 32256

Everrange

Price
$829,000
Beds / Baths
5 / 3
Living area
2,896 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$79/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
131
Elementary
Bartram Springs
Middle
Twin Lakes Academy
High school
Atlantic Coast

$286/sqft asking, vs a $219/sqft median across 828 closed sales in 32256 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This Toll Brothers Caspian welcomes you with a soaring foyer and is ideally situated on a desirable waterfront homesite, offering tranquil views and a beautiful natural backdrop. Beyond the entry, an impressive great room flows seamlessly into the casual dining area and well-appointed kitchen, featuring a large center island and walk-in pantry--perfect for entertaining and everyday living. A covered lanai extends the living space outdoors, ideal for relaxing and enjoying the waterfront setting. Upstairs, the primary suite offers a generous walk-in closet and a luxurious bath with dual vanities, a private water closet, and a spacious shower for a spa-like retreat. Two secondary bedrooms share a full bath, and a versatile loft adds additional living space. Additional highlights include a first-floor bedroom, flex room, upstairs laundry, everyday entry, and a spacious two-car garage with extra storage.

What to check on this one

  • Confirm actual flood zone designation and elevation certificate requirement for waterfront lot.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review HOA covenants, architectural guidelines, and any waterfront-specific restrictions.
  • Obtain Toll Brothers builder warranty details and new construction punch-list process.
  • Confirm final utility connections, drainage, and bulkhead/seawall inspection status.
  • Verify homeowner's insurance availability and rates for waterfront location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,302/mo
Property tax (1.1% eff., Duval Co.)$760/mo
Homeowners insurance (est.)$484/mo
HOA$79/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,792/mo

Loan $663,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.