$235,000
115 LAKE SUSAN Road, Hawthorne, FL 32640, Hawthorne, FL 32640
Metes & Bounds
- Price
- $235,000
- Beds / Baths
- 2 / 2
- Living area
- 1,348 sqft
- Year built
- 1982
- Type
- Residential
- Lot
- 1.67 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 131
- Elementary
- Ochwilla
- Middle
- C. H. Price
- High school
- Interlachen
$174/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Tucked along the peaceful shores of Lake Wimberly, this waterfront property offers a rare blend of privacy and flexibility. The main home features 2 bedrooms and 2 full baths with a split layout, designed for comfortable living and filled with natural light. Enjoy quiet mornings or relaxed evenings from the screened porch overlooking the water. The home has been thoughtfully updated with a new HVAC condenser, metal roof, gutters, foundation leveling, fresh interior paint, updated hardware, new plugs, switches, and covers, toilets, a tub surround, light fixtures, a micro/hood combo, and exterior lighting. A separate 1-bedroom, 1-bath guest cottage adds versatility, complete with a living area, kitchenette, and its own spacious deck with lake views. It has also been updated with new plugs, switches, and covers for added peace of mind. The property also includes a large powered workshop, a storage shed, and two RV hookups. The septic tanks have been recently pumped throughout the entire property. Ideal as a full-time residence, seasonal retreat, or income-producing opportunity, this property offers endless potential. With few homes on the lake, it remains peaceful while still perfect for fishing, kayaking, and swimming. No HOA or rental restrictions, with easy access to Gainesville, Palatka, and Ocala.
What to check on this one
- Verify flood zone designation and elevation certificate from Putnam County; confirm FEMA map status for Lake Wimberly waterfront.
- Obtain septic system inspection report; confirm tank capacity, drain field location, and recent pump-out documentation for main + guest structures.
- Request roof installation date, warranty, and inspector approval; metal roof should be recent per listing but verify coverage.
- Confirm manufactured home title status, any liens, and foundation leveling work permits filed with Putnam County.
- Clarify guest cottage legal status: permitted accessory dwelling, rental licensing requirements, and any county/state deed restrictions on income use.
- Document all recent upgrades (HVAC, plumbing, electrical) with permits, receipts, and final inspections to support resale/insurance claims.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $188,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 7:57 PM.
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