Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$579,000

109 OCEAN HOLLOW Lane, St. Augustine, FL 32084

Villages Of Vilano

Price
$579,000
Beds / Baths
3 / 2
Living area
2,277 sqft
Year built
1987
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$413/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
132

$254/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 21% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to coastal living in one of the area's most sought after communities. This 3BR, 2BA residence with a dedicated office offers the perfect blend of comfort, functionality and lifestyle. Inside you will find a spacious floorplan ideal for both everyday living and entertaining. You can enjoy peace of mind with a brand-new roof (2026), HVAC (2015) and Water Heater (2020). Enjoy exclusive private access to both the beach and the Intracoastal, Indoor (heated) pool, outdoor pool, GYM, Tennis, Pickleball, RV/Boat storage and more. Don't miss this opportunity to live where others vacation - schedule your private showing today!

What to check on this one

  • Verify exact roof installation date and warranty documentation from 2026 work.
  • Confirm flood zone designation and obtain elevation certificate if AE/VE.
  • Request HOA documents: CC&Rs, reserve study, rental restrictions, amenity rules.
  • Review HOA budget and reserve funding for beach/Intracoastal access maintenance.
  • Verify HVAC (2015) and water heater (2020) service records and remaining lifespan.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,004/mo
Property tax (1.1% eff., St. Johns Co.)$531/mo
Homeowners insurance (est.)$338/mo
HOA$413/mo
All-in monthly (est.)$4,286/mo

Loan $463,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT 1 STOP REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.