Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$489,000

377 SAW PALMETTO Street, Yulee, FL 32097, Yulee, FL 32097

Wildlight

Price
$489,000
Beds / Baths
3 / 2
Living area
2,073 sqft
Year built
2023
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$103/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
132
Elementary
Wildlight
Middle
Yulee
High school
Yulee

$236/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Assumable 4.25% VA Loan + 3 Bedrooms PLUS a Flex Room! This is your opportunity to own a beautifully maintained home in one of Wildlight's most desirable neighborhoods, within walking distance to Wildlight Elementary School. For qualified buyers, the assumable 4.25% VA loan presents a rare opportunity to secure a significantly lower interest rate than many current market options, potentially saving hundreds on your monthly payment. Inside, you'll love the bright, open-concept floor plan designed for both everyday living and effortless entertaining. The spacious kitchen is the heart of the home, seamlessly connecting to the dining and living areas, while the versatile flex room provides endless possibilities as a home office, playroom, media room, gym, or even a fourth bedroom if needed. The private owner's suite offers peaceful backyard views and a relaxing retreat at the end of the day, while the additional bedrooms provide plenty of space for family and guests. Step outside to a fully fenced backyard with room to play, entertain, or even add the pool you've always wanted. Whether you're enjoying your morning coffee on the covered lanai or hosting weekend barbecues, this outdoor space was made for Florida living. Conveniently located just minutes from I-95, commuting to Jacksonville, Kings Bay Naval Base, and Southeast Georgia is easy, while Wildlight's incredible lifestyle awaits with miles of walking and biking trails, parks, community events, restaurants, shopping, the YMCA, and more. Opportunities like this--with an assumable low-rate VA loan, flexible living space, and an unbeatable Wildlight location--don't come along often. Schedule your private showing today!

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment obligation.
  • Confirm VA loan assumability: lender approval, buyer VA eligibility, no due-on-sale clause.
  • Review HOA docs: rental restrictions, pet policy, maintenance obligations for Wildlight community.
  • Inspect roof warranty documentation; confirm 2023 installation records with builder.
  • Pull flood zone map (FEMA) and elevation certificate if AE/VE designation applies.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,537/mo
Property tax (1.1% eff., Nassau Co.)$448/mo
Homeowners insurance (est.)$292/mo
HOA$103/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,547/mo

Loan $391,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 2:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.