Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$262,000

2252 WINDWARD CAY Lane, Middleburg, FL 32068, Middleburg, FL 32068

Longbay

Price
$262,000
Beds / Baths
3 / 3
Living area
1,752 sqft
Year built
2024
Type
Townhouse
Lot
0.07 ac
Garage
1
HOA
$185/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
132
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$150/sqft asking, vs a $170/sqft median across 135 closed sales in 32068 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Low Maintenance Living with Convenience in Middleburg! Welcome to the Truman, a stunning 1,782 sq. ft. townhome designed for those who value both style & a lock-and-leave lifestyle. This 3 bedroom, 2.5 bath home features an open concept first floor where the modern chef's kitchen complete with wraparound countertops, recessed cabinetry, and stainless steel appliances, flows seamlessly into the dining area & spacious living room. The private owner's retreat is located on the second floor sanctuary featuring a large walk-in closet and a spa-like en-suite with dual vanities and a walk-in shower. Plus a bonus Loft area perfect for a home office, media room, or quiet reading nook. Secondary bedrooms feature a convenient Jack-and-Jill bathroom, ideal for families or guests. Plus a 1-car garage for secure parking and additional storage. HOA dues cover exterior maintenance and full lawn care, giving you more time to enjoy the on-site park and playground. Preferred Lender incentives available.

What to check on this one

  • Verify flood zone designation—check FEMA map for AE/VE; request elevation certificate if applicable.
  • Confirm HOA $185/mo covers what—exterior, lawn, insurance, reserves, amenities breakdown.
  • Review HOA CC&Rs for rental restrictions, lease terms, occupancy rules.
  • Inspect 2024 roof/HVAC warranty status and transferability to new owner.
  • Request HOA reserve study and any pending special assessments or capital projects.
  • Verify builder warranty coverage remaining and claim process documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,359/mo
Property tax (1.1% eff., Clay Co.)$240/mo
Homeowners insurance (est.)$292/mo
HOA$185/mo
All-in monthly (est.)$2,076/mo

Loan $209,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.