$130,000
116 OAKLAND Avenue S, San Mateo, FL 32187
Metes & Bounds
- Price
- $130,000
- Beds / Baths
- 1 / 1
- Living area
- 624 sqft
- Year built
- 1955
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 132
If you've been craving something easy, this might be it. This 1-bedroom, 1-bath home in San Mateo offers a laid-back, low-maintenance setup that fits a variety of needs--from a personal retreat to an income-producing opportunity. It's the kind of place that feels simple in the best way, with a comfortable layout and just enough space to make it your own. Tucked in a quiet area but still close to everything you need, this one is all about keeping life uncomplicated.
What to check on this one
- Verify actual flood zone via FEMA map—San Mateo/Putnam areas prone to flooding
- Get roof inspection report; 71-year-old roof likely needs replacement soon
- Confirm plumbing type—cast iron or polybutylene common in 1955 builds, costly issues
- Obtain 4-point inspection (insurance requirement for pre-1980 homes in Florida)
- Review septic system records and pumping history if on septic
- Verify property lines and deed; confirm 0.23 acres accurate
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $104,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 1:30 AM.
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