Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$655,480

139 SUTTON BAY Causeway, St. Augustine, FL 32092

Silver Falls

Price
$655,480
Beds / Baths
4 / 3
Living area
3,152 sqft
Year built
2026
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$144/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
11

Under Construction: Ready September 2026! Introducing the Medallion Bonus floor plan by Lennar Homes, offering 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. This home features Lennar's signature Everything's Included package, including a gourmet kitchen with white cabinets, white Quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances gas range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is installed in all wet areas and extended into the family room, dining area, and hallways. Additional highlights include Quartz vanities, a water heater, window blinds throughout, a screened lanai, and a sprinkler system. . Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement before closing.
  • Verify HOA $144/mo covers what; confirm no surprise assessments or CDD obligations.
  • Request Lennar's one-year warranty scope in writing; document all pre-delivery walkthrough items.
  • Confirm September 2026 delivery date and any contingencies; review builder contract terms.
  • Check St. Johns County final COO timeline; verify no liens or construction delays.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,401/mo
Property tax (1.1% eff., St. Johns Co.)$601/mo
Homeowners insurance (est.)$382/mo
HOA$144/mo
All-in monthly (est.)$4,528/mo

Loan $524,384 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated May 4, 2026, 2:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.