Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$189,900

111 WATEROAK Road, Satsuma, FL 32189

Metes & Bounds

Price
$189,900
Beds / Baths
2 / 2
Living area
864 sqft
Year built
2025
Type
Residential
Lot
0.47 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
105

Bring your toothbrush--everything else is already here waiting for you! This practically brand-new 2025 mobile home offers effortless living with all appliances included and being sold fully furnished--just move in and start enjoying. Situated on nearly half an acre, this unique property includes two lots, giving you extra space, flexibility, and value. The additional parcel is cleared and ready, complete with a gated fence and a 200-amp power pole--ideal for building a second home, accommodating family, or storing your outdoor toys. Inside, you'll find thoughtful upgrades like crown molding and textured drywall throughout the main living areas, adding a modern, finished feel. Step outside to enjoy peaceful mornings on the screened porch, offering 128' of outdoor living space and unwind in the evenings by the firepit--perfect for relaxing or entertaining. Located near multiple boat ramps to the St. Johns River, Georgia Boy's Fish Camp, Dunn's Creek State Park, Palatka, Palm Coast, and St. Augustine, this property offers space, privacy, and versatility in a location that appeals to boaters, fishermen, snowbirds, travelers, and anyone looking for a relaxed Florida lifestyle. Appointment required due to active vacation rental bookings. The list of extras include: *New Water Treatment System, Firepit, Second lot with 200 amp Power Pole and a 2025 John Deer zero-turn lawn mower.

What to check on this one

  • Verify flood zone designation with FEMA map—Putnam County prone to river flooding.
  • Confirm mobile home is permanently affixed; check title/documentation for financing eligibility.
  • Obtain manufacturer specs on 2025 unit—roof warranty, appliance coverage, structural warranties.
  • Verify both lot deeds, survey, and easements—especially gated fence and 200-amp pole placement.
  • Confirm septic system capacity and maintenance records for two-lot setup.
  • Check if second lot is platted; confirm zoning allows second dwelling or intended use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$985/mo
Property tax (1.1% eff., Putnam Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,451/mo

Loan $151,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 5:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.