Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$269,900

4226 LOYS Drive, Jacksonville, FL 32246, Jacksonville, FL 32246

Oak Park Heights

Price
$269,900
Beds / Baths
3 / 2
Living area
1,068 sqft
Year built
1980
Type
Residential
Lot
0.14 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
128

$253/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One or more photo(s) was virtually staged. This three-bedroom, two-bathroom home is located in the Oak Park Heights neighborhood. The residence features an updated kitchen beautifully finished with granite countertops and modern stainless steel appliances.The exterior includes a fully fenced-in backyard, providing a private space for outdoor activities. Ideally situated between downtown Jacksonville and the beach, this location offers convenient proximity to top shopping, dining, the University of North Florida, and major medical facilities.Schedule your private showing today!

What to check on this one

  • Verify roof age and get 4-point inspection—1980 home may need wind-mitigation cert for insurance.
  • Confirm actual flood zone via FEMA map and get elevation certificate if AE/VE.
  • Request plumbing material documentation—cast-iron or polybutylene common in 1980s homes.
  • Inspect HVAC age and service records; confirm 'renovated' scope in writing.
  • Pull permit history for kitchen update and any other work done.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,400/mo
Property tax (1.1% eff., Duval Co.)$247/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,939/mo

Loan $215,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENTERA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 8:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.