$240,000
7200 ANDREW JACKSON Street, Palatka, FL 32177
Tierra Wood
- Price
- $240,000
- Beds / Baths
- 3 / 2
- Living area
- 1,311 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 121
3-bedroom, 2-bathroom concrete block home on a corner lot in Tierra Woods, Palatka, with a pond view and no HOA. The split-bedroom layout places the primary suite away from the two secondary bedrooms for added privacy, and the primary includes a walk-in closet. Vinyl flooring runs throughout, with ceiling fans in the main living areas. The kitchen includes a Samsung electric range, dishwasher, and microwave, all included at closing along with the Maytag washer and dryer and a Clack 1054 whole-home water softener. Outside, a large screened patio and a separate pea gravel and paver patio overlook the pond and open yard space, with a brick firepit and garden trellis. The front garden runs on drip irrigation with a programmable timer. A brand-new Graceland storage shed adds extra storage alongside the attached 2-car garage.Built for long-term ownership: a lifetime metal roof approximately 3 years old, a new HVAC system installed in 2022, and annual termite protection through Crescent City Termite Control. Located in the Greater Palatka area with public sewer and water. No HOA, no restrictions, move-in ready.
What to check on this one
- Verify flood zone designation with FEMA map and county—Putnam County flood risk varies significantly
- Confirm metal roof warranty details and installation documentation from 3 years ago
- Request HVAC 2022 installation receipts and service records since new unit
- Get water softener (Clack 1054) maintenance schedule and salt/filter replacement costs
- Verify public sewer/water connection and obtain 12-month utility bill history
- Inspect vinyl flooring condition; confirm no water intrusion or settling on concrete slab
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $192,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEACH STATE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 3:00 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.