Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$757,138

163 TESORO Terrace, St. Augustine, FL 32095

Madeira

Price
$757,138
Beds / Baths
3 / 4
Living area
2,503 sqft
Year built
2027
Type
Residential
Lot
0.28 ac
Garage
3
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

The Dostie Homes Calheta is an incredible single-story residence offering 2,503 sq. ft. of thoughtfully designed living space. This stylish home features 3 bedrooms and 3 full baths, plus 1half bath, providing ample comfort for family and guests alike. As you enter, you're greeted by a warm foyer that flows seamlessly into a versatile flex room--perfect as a home office or additional living space. The home is thoughtfully divided into private wings: 2 secondary bedrooms, each with its own full bath, are situated in separate sections of the house for privacy and convenience. The spacious gathering and dining areas are open-concept and positioned adjacent to the kitchen, all with beautiful views of the covered lanai--ideal for indoor-outdoor living. The luxurious master suite boasts an elegant ensuite bath and an expansive walk-in closet, creating a perfect retreat. At the rear of the home, a versatile ''comfort zone'' offers access to the grilling porch and can easily be transformed into a spacious fourth bedroom, accommodating your evolving needs. The three-car tandem garage provides abundant space for vehicles or a workshop, making it both practical and flexible.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront lot.
  • Confirm CDD bond payoff amount and remaining assessment term with seller.
  • Review HOA covenants for rental restrictions and short-term rental eligibility.
  • Request builder warranty details and any outstanding construction punch-list items.
  • Confirm property survey and any waterfront easements or setback requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,929/mo
Property tax (1.1% eff., St. Johns Co.)$694/mo
Homeowners insurance (est.)$442/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,374/mo

Loan $605,710 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GPS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Apr 21, 2026, 4:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.