Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,999

1264 RIBBON Road, St. Johns, FL 32259

Plantation Grove

Price
$499,999
Beds / Baths
4 / 3
Living area
2,408 sqft
Year built
2003
Type
Residential
Lot
0.28 ac
Garage
2
HOA
$180/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
133
Elementary
Julington Creek
Middle
Fruit Cove
High school
Creekside

$208/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Gated community home under $500K!! This 4 bed, 2.5 bath home provides 2408 sq ft of functional living space is ready for new owners. As you step inside, you are welcomed by vaulted ceilings, creating an abundance of natural light. Plenty of dining space for entertaining and hosting events with family and friends with a dining room, bar top and eat in kitchen area. Also in the kitchen, you will find plenty of cabinet storage, stainless steel appliances and pendant lighting. The first floor primary bedroom features LVP flooring, dual vanities and walk in shower. Upstairs is a versatile loft space along with 3 bedrooms and bathroom. Benefit from recent upgrades including 2023 new roof, water heater & AC, ensuring peace of mind. The deep lot backing up to the preserve provides tranquility and privacy, making it a perfect retreat from the covered patio. Julington Creek's new Tide club, resort-style amenities, with an additional pool and amenities within Plantation Estates, this prime location offers top rated schools, easy commute and close to dining and shopping. Find your sanctuary as you watch the local deer pass by in this well-maintained home today!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review HOA documents: rental restrictions, fee increases, reserve funding
  • Get 2023 roof, water heater, AC installation dates and warranty details
  • Request HOA/CDD financials and any pending special assessments

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$180/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,691/mo

Loan $399,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.