$558,000
5362 OAK BAY Drive N, Jacksonville, FL 32277
Charter Point
- Price
- $558,000
- Beds / Baths
- 4 / 3
- Living area
- 2,960 sqft
- Year built
- 1981
- Type
- Residential
- Lot
- 0.38 ac
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 104
- Elementary
- Fort Caroline
- Middle
- Arlington
- High school
- Terry Parker
$189/sqft asking, vs a $167/sqft median across 453 closed sales in 32277 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Come see this beautiful 4-bedroom 3-bathroom property for yourself or you won't believe it. This amazing home tucked away in the Charter Point community is located right around the corner from Jacksonville University and just minutes from all the growth that downtown Jacksonville, including the new Jaguars facilities has to offer. Resting under majestic live oak trees and looking across the street at the St Johns River you will get to experience ''Old Florida'', yet you are right in the middle of everything. This home was completely remodeled in 2021 and features luxury vinyl plank flooring throughout the entire house. The spaces are laid out perfectly to entertain multiple guests or just enjoy a private evening with your family. The massive spaces including a living room, family room, dining room and large breakfast room hold all of your guests comfortably and keep them centered around your large kitchen with stainless steel appliances and granite countertops with bar seating. The floor to ceiling brick fireplace and wood beams accent your family room and set it apart from the rest of the house. This home conveniently has three bedrooms located downstairs with multiple baths for guest use, while the owner's suite is set privately upstairs. It includes tons of space, and the remodeled bathroom has a walk-through master bath featuring a glass shower enclosure with all new tile and beautiful stand-alone tub. The screened back porch is massive and provides an extension of the living spaces. Situated on a large corner lot it provides space for everyone to enjoy the outdoors!
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement with county.
- Confirm roof age/condition and get current insurance quote — 45-year-old home may face carriers.
- Order 4-point inspection + wind-mitigation report; factor cost into offer.
- Review HOA docs for Charter Point — confirm $23/mo covers what, no surprise assessments.
- Inspect plumbing era (1981 build) — cast-iron or polybutylene lines present?
- Pull property appraiser record — confirm 2021 renovation scope and any unpulled permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $446,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of THE WILKINS WAY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 7:11 PM.
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