Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$575,000

1404 SHORE Drive, St. Augustine, FL 32086

St Augustine South

Price
$575,000
Beds / Baths
0 / 0
Living area
1,300 sqft
Year built
1960
Type
Residential
Lot
0.62 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
136

$442/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 115% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Land value. Existing home can be gutted to the block and redone. Six lots total. Can build two additional homes on the property.

What to check on this one

  • Verify actual flood zone designation with St. Johns County Property Appraiser—critical for insurance, financing, elevation certificate needs.
  • Confirm septic system operational status and last pumping/service records; well water quality testing if applicable.
  • Get roof age and condition report; 1960 home likely needs replacement soon—affects insurance eligibility.
  • Obtain survey confirming six-lot subdivision potential and setback/zoning compliance for two additional builds.
  • Request 4-point inspection (plumbing, electrical, HVAC, roof) and cast-iron/polybutylene pipe assessment given 1960 construction.
  • Verify title, easements, and septic/well permits for each proposed lot before committing to development plan.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,984/mo
Property tax (1.1% eff., St. Johns Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,846/mo

Loan $460,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 6:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.