$1,890,000
686 FREDERIC Drive, Fleming Island, FL 32003
Hibernia Links
- Price
- $1,890,000
- Beds / Baths
- 4 / 3
- Living area
- 3,478 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 1.47 ac
- Garage
- 5
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 134
$543/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 156% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover luxury riverside living in this beautifully renovated 4-bedroom, 2.5-bath home on the St. Johns River in desirable Fleming Island. Spanning approximately 3,478 square feet, this residence offers an open, airy floor plan bathed in natural light, with breathtaking river views framed by a large steel-reinforced window in the living room. Boating enthusiasts will love the expansive 600-foot dock providing direct river access for effortless days on the water. Car collectors and hobbyists will appreciate the massive 5-car garage, which includes an air-conditioned section prepped for easy conversion into an in-law suite, workshop, or additional living space. The chef-inspired kitchen features modern finishes, generous counter space, and an ideal layout for entertaining family and friends. A practical, large mudroom handles everyday needs. The primary suite is a true retreat, complete with a spa-like ensuite bathroom. The lift in the garage does not convey.
What to check on this one
- Verify exact flood zone designation and elevation certificate—riverfront triggers AE/VE zones.
- Confirm roof age and get 4-point inspection due to 1996 build year.
- Request 30-year plumbing history; confirm no polybutylene or cast-iron from original construction.
- Inspect dock pilings, seawalls, and river-access permits; verify maintenance records.
- Obtain detailed scope of 'renovations'—what, when, permits pulled, contractor info.
- Confirm St. Johns River easements, boating restrictions, and homeowner riverfront obligations.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,512,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 INTEGRA. Data via realMLS (Northeast Florida MLS), updated May 27, 2026, 8:10 PM.
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