Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$239,900

3221 PINE Avenue, Jacksonville, FL 32218

Garden City

Price
$239,900
Beds / Baths
3 / 3
Living area
1,509 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
100

Adorable new 3-bedroom, 2.5 bath home getting close to completion, conveniently located near shopping, schools. Open concept floor plan. Wood look vinyl planks in living areas, carpet in bedrooms. White cabinets, Granite counters. Stainless steel appliance package included (26cf side by side fridge w/ ice & water, self-cleaning glass top range, dishwasher and OTR microwave; RANGE & FRIDGE GO IN ABOUT A WEEK BEFORE CLOSING). Home comes with 1yr builder warranty and termite bond. **This home has a high performance engineered septic system which will have yearly maintenance agreement and fee. ***Well was done by a licensed & experienced well driller who pulled the proper well permits; builder is not responsible for any odor or taste of water that may or may not be present. If any ac or well cages are present, they do not stay. Well was done by a licensed & experienced well driller who pulled the proper well permits; builder is not responsible for any odor or taste of water that may or may not be present. SEPTIC SYSTEM REQUIRES YEARLY MAINTENANCE AGREEMENT & FEE REQUIRED BY CITY. Staging photos are an example, colors, finishes, fixtures may vary.

What to check on this one

  • Verify septic maintenance agreement terms, annual fee amount, and service provider before closing.
  • Request well water quality test results; confirm odor/taste issues are pre-closing responsibility.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Verify builder warranty coverage details and termite bond transfer at closing.
  • Request final inspection checklist; confirm appliance delivery/installation timeline before closing date.
  • Obtain copy of well permit and septic system design/permit documentation from builder.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Duval Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $191,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RPB REALTY,INC. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 8:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.